This calculator is designed for the Malaysian environment to help you understand how long your money
can support you while maintaining your current lifestyle.
By considering your income, savings, pension, taxes, growth, yield and inflation, you will get the answer
to two important questions:
- Maximum Spending Level – The highest amount you can spend each year
(adjusted for inflation) while maintaining your current lifestyle if you retire as planned.
- Earliest Retirement Age – How soon you can retire while maintaining your current lifestyle for the rest of your life without savings.
Because the calculator assumes lifestyle maintenance, it treats your retirement years as a continuation of how you live
today – no cutbacks, just the same standard of living going forward.
This calculator assumes no income will be earned after the planned retirement age, other than returns on accumulated surplus. If you are
not satisfied with the results, you may adjust the planned retirement age to achieve the maximum spending level and earliest retirement
age acceptable to you.